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Auto Loans and Car Buying Services

Feel like a convertible? Or would you rather go rugged in an Xterra? Regardless of your choice of vehicle, an auto loan usually comes in to play. Shopping for the right auto loan isn't like buying a new pair of jeans. It's a detailed process and sometimes a tedious one. Credit unions take the stress out of car buying and financing. With rates as low as they are, members inherit affordable monthly car payments, which in turn, takes a burden off the wallet.

Most credit unions have in house auto buying services for members. The auto seekers usually searches for the specific model and details that is suggested by the member. This personal service is very popular and members tend to appreciate it. Some auto seekers may charge a service fee, but the savings incurred by their service makes the nominal fee a worth while expense.

Click for a link of credit unions with in house auto seekers
Click here to search for auto loan rates.

Searching for the Perfect Car
Pre-Approved Car Loans
Completing the application

Completing the application
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Your credit union makes available a number of options for getting a pre-approved car loan (nominal application fees may apply).

You may complete and mail the application contained in the informational loan brochure provided by your credit union. You can also visit your credit union online and complete an online application. You can even give them a call. Some credit unions have extended hour services available that allow you to call from home or the showroom for pre-approval on your car loan. You may opt/qualify for 100% financing, including costs for taxes, tag and title. The primary borrower must be a credit union member.

And don’t worry, pre-approval does not mean you have signed on the dotted line. It simply helps you plan around the best options available to you. If you change your mind you are not obligated to take the loan. You just can’t lose.


 
September 08th, 2010

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