Internet Banking

The days of dashing to the bank to deposit hard-earned paychecks have passed. Increasing technological advances and consumer confidence have made Internet banking, and its close cousin, direct deposit commonplace.

Internet banking is one of another cost saving benefit of maintaining accounts with your credit union. Consumers have come to expect perennially lower interest rates on loans and credit cards and higher returns on investments with credit unions. Internet banking offers the additional savings and convenience of free account information and free online bill payment. Both are available twenty-four hours every day.

You also have the added confidence of knowing that your accounts are federally insured up to $100,000.

You can get current account information as it occurs for maximum control of your finances. There is no need to visit the credit union or talk with a teller. Access your credit union website, and simply log onto your account for up to the minute information on your banking activity. Are you wondering if your new balance includes your dry cleaning payment? Log on and check. The visual picture of your activity makes monitoring your finances much easier than it is when waiting for a monthly statement or even getting information by telephone.

With online bill payment consumers set up a list of payees from the mortgage to the cable company. Once account and mailing information have been entered, you need only point and click to send payments on their way. No checks, no stamps, no envelopes, no licking, no sealing. You choose which bills you’d like to pay and when. Your credit union takes care of the rest. Payments arrive within 2 to 5 days. You can even arrange automatic payments on the day that works best for you, or e-bills to avoid paper contact entirely (think of the trees you’ll save).

For the organizationally challenged, Internet banking can be a financial life-saver. Up to eighteen months of checking and savings statements, check copies and even payment history are safely stored for 24 hours access. And don’t worry; your sensitive information is secure.

Still not convinced? Visit your local credit union on the web and try the demo. You’ll find that Internet banking is safe, fast and easy. Additionally, it’s convenient; especially for the very busy and those with a tendency to procrastinate. Managing your finances and paying your bills need not be a burdensome chore. You can pay bills whenever you have a few moments available. Internet banking makes keeping up with bills and paying on time a breeze. tent that is there now and replace with this one.