Purchasing a new car can be pretty exciting. There are so many decisions to make with regard to the vehicle purchase such as type of car, style, features, price range, and even whether you want to drive a manual or automatic transmission.

There are a few things you should consider when choosing the right transmission type for your driving style and tastes. The following paragraphs will discuss this as well as how credit unions can help members in the purchase of a new car, regardless of the transmission type you prefer.

Automatic vs. Manual

There are both pros and cons for each type of transmission. Automatic transmissions generally have a smoother, more luxurious ride and are easier to maneuver in congested areas (automatics make bumper to bumper and stop and go traffic just a bit easier to bear); however, they tend to cost more than vehicles with manual transmissions and are not as fast as their counterparts. On the other hand, vehicles with manual transmissions are more powerful and less expensive to repair. Manual transmissions are often easier on gas, an important consideration for both the budget and environmentally conscious driver. Some may find that having to use both hands while driving is too big an inconvenience but, it may not be such a bad thing for other drivers on the road. Numerous studies have shown that distractions such as eating or talking on the cell phone while driving contribute to automobile accidents.

Whether you choose a vehicle with an automatic transmission or a manual one is strictly an individual preference. Many drivers do have strong preferences for one type of transmission over another. If you are having trouble making up your mind try a test drive or even a dealer program that allows you to keep the car overnight.

Credit Unions and New Car Purchases

No matter whether you decide to go with an automobile that has a manual or an automatic transmission, your credit union can help you finance your choice car. Your credit union has powerful search tools that help you find the right car with efficient ease. Once you find it, your credit union can also help you finance the purchase with attractive loan options that meet your individual needs. Your loan representative will help you understand the available loan terms and options and help you choose appropriately. In addition to low interest rate loans, your credit union also offers extended warranty packages for purchase at a reasonable price. Take advantage of these attractively priced packages to keep your new car in good working order throughout the life of the vehicle.