Stop Smoking and Save Calculator
After doing my "cheap lunch" calculator, Bob Farrell suggested a "stop smoking"
calculator. This sounded like a good idea, even though I realized as a
non-smoker that I had no idea how much cigarettes cost these days. Luckily
Bob told me a pack costs about $2.50 where he lives (Richmond, VA), but they
can be a lot more elsewhere.
My default investment return is 6.5%
Have fun!
Yield must be between 4 and 50 % with default of 6.5%
| Year | Starting Balance | Earnings | Non-Smoking Savings |
Ending Balance |
|---|
| 1 | 0 | 0.00 | 875.00 | 875 |
| 2 | 875 | 56.88 | 875.00 | 1,807 |
| 3 | 1,807 | 117.45 | 875.00 | 2,799 |
| 4 | 2,799 | 181.96 | 875.00 | 3,856 |
| 5 | 3,856 | 250.66 | 875.00 | 4,982 |
| 6 | 4,982 | 323.83 | 875.00 | 6,181 |
| 7 | 6,181 | 401.75 | 875.00 | 7,458 |
| 8 | 7,458 | 484.74 | 875.00 | 8,817 |
| 9 | 8,817 | 573.12 | 875.00 | 10,265 |
| 10 | 10,265 | 667.25 | 875.00 | 11,808 |
|
